Galion Building and Loan Bank
Fee Schedule
Effective Date January 1, 2009
MISCELLANEOUS CHECKING, SAVINGS					OTHER SERVICE FEES
OR MONEY MARKET FEES
Account Closed by Mail			$5.00		Account Balancing and Research			$20.00/hour
						1 hour minimum charge
ATM and VISA Debit Card Fees
	GB&L Owned and Operated ATM		No Charge		Bank Checks
	Other ATMs with STAR logo		$0.50			Cashiers Checks		$3.00 each
	Other ATMs with Plus Logo		$1.50			(One free per day from account)
	Point of Sale Purchase Transactions					Money Orders ($1000 or Less)		$3.00 each
		ATM Card	$0.50			(One free per day from account)
		VISA Debit Card	No Charge
	Card Replacement		$5.00		Check Cashing
	International Conversion Fee		direct costs			(Charged to Non Customers when		$10.00
						Cashing Local Payroll Checks Only to $1000)
Check Collection (incoming/outgoing)			$ 15.00 +			Checks Returned NSF		$25.00
			direct costs			Checks Sent in for Collection		$15.00 +
Check Orders		(Cost depends on style						direct costs
		and quantity of checks ordered)				Canadian Checks		$5.00 +
						(Cashed for Customers Only)		direct costs
Copy of Checks or other items			$ 3.00 each
					City of Galion Utility Payments
Copy of Statement						Customer		No Charge
	Account Activity Printout		$1.00			Non-Customer		$0.50
	Direct Teller (By Fax)		$1.50
	Monthly Statement		$5.00		Counter Checks			$0.25 each
	Special Statement Cut-Off		$10.00
					Collection Item
Customer Account Inquiries						Coupon and Bonds		$25.00 +
	Direct Teller							direct costs
	Inquiries		$0.50 each		Legal Process Charges
	Ten free inquiries per interest cycle. Checking (Monthly),					Court Ordered Child Support
	Statement & Passbook Savings (Quarterly)						(per transaction)	$5.00
	Transfers between accounts		No Charge			Garnishments, Levies & Executions
							(per transaction)	$25.00
Deposited Checks (& other items)
	Returned Unpaid		$15.00		Loose Coin Counting     (Non-customers)			5% of Total
Dormant Account Fee					Photocopy			$0.25 each
	Checking
	After 12 months of inactivity		$ 2.00/month		Safe Deposit Boxes
	Passbook Savings					Lost Key		$5.00+direct costs
	After 36 months of inactivity		$ 6.00/quarter			Drill Box		$30.00+ direct costs
	Statement Savings					Annual Fee
	After 36 months of inactivity		$ 2.00/month				3x5…………………………..	$12.00
							5x5…………………………..	$18.00
Early Account Closing			$20.00				3x10…………………………	$24.00
	(Within 180 days of account opening)						5x10…………………………	$39.00
							10x10……………………….	$54.00
Lost Passbook Replacement			$5.00				(Plus Sales Tax)
Overdraft (NSF)  Item Paid			$ 25.00 each		Stop Payment Order			$25.00
						( In effect for a 6 month duration)
Overdraft (NSF) Item Returned			$ 25.00 each
					Wire Transfer
Overdraft Protection			$ 5.00/month			Incoming		$10.00
	(plus interest charged on outstanding balance)					Outgoing		$15.00
	(Requires Credit Approval)
					Visa Travel Money Card
Returned Statement Fee			$5.00/month			Card Purchase Fee		$9.95
	(Charged for the second and subsequent					Reload Fee		$3.95
	months statements which are returned
	undeliverable to us)