Privacy Policy

Because Your Trust Is So Important!

Your trust is the cornerstone of our relationship. That is why we work diligently to safeguard your privacy. The information that you provide us is kept in the strictest of confidence. We have no intentions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you, because your trust is the foundation of our business.

The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully.

Facts	What does Galion Building & Loan Bank (GB&L) do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income account balance and credit history overdraft history and account transactions When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Galion Building & Loan Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does GBL Bank share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes – to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions and experiences	NO	NO
For our affiliates’ everyday business purposes – information about your creditworthiness	NO	NO
For nonaffiliates to market to you	NO	NO

Who we are
Who is providing this notice?	Galion Building & Loan Bank

What we do
How does GB&L Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does GB&L Bank collect my personal information?	We collect your personal information, for example, when you Open an account or apply for a loan show your drivers’ license or make a wire transfer make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Galion Building & Loan has no affiliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. We may make disclosures to other non-affiliated companies as permitted by law.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners may include insurance providers or credit card companies.

Rev. 12/2010

Questions?

Call 419-462-4114 or go to 920 Bucyrus Road or 135 S. Market Street, Galion OH